SACCO MANAGEMENT SYSTEMS

This system is an integrated Sacco and micro finance management system with a number of modules which enable a Sacco to manage its operations from loans applications to disbursement, savings and withdrawals,expenses,shares, accounts functionality, financial accounting and reporting, shares/deposits management, front office administration and group’s management.

Its user friendly and reliable and more so affordable and modern

Member Management

  • Allows SACCOs & microfinance institutions to register their clients & open their accounts.
  • Captures, processes & analyzes bio data, demographic data from members and clients.
  • Produce customised accounts reports like dornant accounts,deceased memebers accounts,most active accounts
  • Client register by category, date opened, status, (customized to give client register by key fields.
  • Dormant client accounts, deceased clients account, closed client accounts, client withdrawal report
  • user activity log on client records i.e. Record user name, record date and time of creation / modification of client record

SMS /EMAIL NOTIFICATIONS

The application has capability to

  • Allows SACCOs & microfinance institutions to register their clients & open their accounts.
  • Captures, processes & analyzes bio data, demographic data from members and clients.
  • Produce customised accounts reports like dornant accounts,deceased memebers accounts,most active accounts
  • Client register by category, date opened, status, (customized to give client register by key fields.
  • Dormant client accounts, deceased clients account, closed client accounts, client withdrawal report
  • user activity log on client records i.e. Record user name, record date and time of creation / modification of client record

Expense Tracking

  • Expense Categories
  • Expense details
  • Customised expenses reports (expense reports by category,expense reports by date,expense reports by individual who authorised it)
  • Graphical analysis of expenses

Loans Management

  • Allows User /SACOto create different loan products like school fees loans,Agriculture loans,youth loans,etc
  • It caters for both reducing and flat rate interest rates
  • Allows to monitor performance of individual credit officer/loans officer
  • Enables loans officers to manage their client portifolio
  • Produce customised loan reports like disbursed loans report,pending approval,rejected loan report,Loan issued beyond the appraisal parameters,Guarantors report

Customised reports

    • Loan application report
    • Loan approved report
    • Approved loans but pending disbursement
    • Rejected loan report
    • Disbursed loan report- able to show loan disbursed partly
    • Repayment schedule of all loans (whether paid/not paid)
    • Loan delinquency report ( ability to give reports based on time/period , employers, station e.t.c
    • Loan underpayment report
    • Negative loan balances / overpaid loan reports
    • Client loan listing – detailed & summary & be categorized by employer, station, period
    • Loan movement schedule
    • Loan issued beyond the appraisal parameters
    • Guarantors report